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Your Needs, Our Focus
Dedicated to delivering exceptional service and tailored home loan solutions, we make your homeownership journey seamless. At Family Mortgage, we offer a diverse range of mortgage options, ensuring that whether you're buying or refinancing, your needs remain our top priority. Our focus is on crafting a home loan that aligns perfectly with your goals.
_____________
Your Needs, Our Focus
Dedicated to delivering exceptional service and tailored home loan solutions, we make your homeownership journey seamless. At Family Mortgage, we offer a diverse range of mortgage options, ensuring that whether you're buying or refinancing, your needs remain our top priority. Our focus is on crafting a home loan that aligns perfectly with your goals.
Begin your journey to
homeownership with us!
Whether you’re purchasing your first family home or refinancing, we’re here to ensure your experience is smooth, stress-free, and perfectly tailored to your family’s needs. Let's build your dream home, together.
Begin your journey to
homeownership with us!
Whether you’re purchasing your first family home or refinancing, we’re here to ensure your experience is smooth, stress-free, and perfectly tailored to your family’s needs. Let's build your dream home, together.
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FAQS
What is a mortgage?
A mortgage is a loan used to purchase a home, where the property itself serves as collateral for the loan.
How does the mortgage approval process work?
The approval process involves evaluating your credit score, financial history, income, and debt-to-income ratio to determine how much you can borrow and at what interest rate.
Fixed rate vs Adjustable
A fixed-rate mortgage maintains the same interest rate throughout the loan term, providing consistent payments. An ARM's interest rate can change periodically, usually after an initial fixed-rate period.
What's private mortgage insurance (PMI)?
PMI is usually required if your down payment is less than 20% of the home's value. It protects the lender in case you default on the loan.
Can I buy a home with challenging credit?
It's possible but can be more challenging. You might have to pay a higher interest rate or put down a larger down payment.
Family Mortgage, which is powered by City Lending Inc. is a licensed mortgage company, with its main office located at 2010 Corporate Ridge, Suite 850, Mclean, VA 22102. NMLS Unique Identifier #1045126 / Arizona, NMLS #1042524 (www.nmlsconsumeraccess.org). NMLS Consumer access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.
