Branch Managing Partner
NMLS# 2372553
Hello, I'm Ricardo Hernandez - a devoted family man, a dedicated professional in the mortgage, real estate and marketing industry, and a passionate advocate for entrepreneurial education, and a devout believer deeply rooted in faith and community service.
Professional Journey:
Born and raised with a strong sense of faith and family values shaped the person I am, today. I learned the importance of hard work, integrity, and compassion. I thank my parents for the values that have guided my life.
I pursued my education with determination, blending my love for finance and real estate which led to a fulfilling career for two decades in the mortgage, real estate, and marketing industry. I honed my expertise helping countless individuals and families achieve their dreams of homeownership. My commitment goes beyond transactions; my dedication to empowering individuals’ wealth in real estate has become a steppingstone to achieving a prosperous future. As a mentor to a younger generation with the knowledge and skills needed to thrive as entrepreneurs, I hope to inspire them to use those skills into adulthood. Through my companies, I strive to instill the values of business acumen, creativity, and resilience, nurturing a new wave of successful entrepreneurs.
Mentorship and Coaching:
In the past, I found fulfilment in coaching and mentoring our youth, guiding them toward excellence in sports and life. Today, my heart swells with pride as I support my daughter, Isabella, in her athletic pursuits, cheering her on her soccer, basketball, and track sport events. These moments of shared passion strengthen our family bonds.
Professional Mission:
In my professional endeavours, I find immense satisfaction in working with new homebuyers, particularly focusing on the
community. My mission is clear: to educate and empower them to become homeowners and savvy real estate investors. I firmly believe in building wealth through property ownership, and I am dedicated to ensuring that every family I work with understands the path to financial stability and security.
Personal Joys:
During my free time, you'll find me surrounded by the warmth of my lovely wife, family, and friends. These moments of togetherness are precious, reminding me of the importance of love, laughter, and connection in our lives.
In essence, my life is a tapestry woven with threads of faith, family, community, and professional fulfilment. With each day, I am inspired to make a positive impact, whether it's guiding aspiring entrepreneurs, supporting my community, or helping families find their dream home and secure their financial future.
Family and Faith:
At the core of my life is my cherished family. My world is my beautiful wife, Kimberly, which I am blessed to be married to whom I share a profound love and partnership. Together, we've been blessed with three wonderful children, Shane, Victoria and Isabella, each a testament to the love and commitment we share. Watching our family grow brought immeasurable joy and fulfilment. Our family bond is strengthened by our shared faith, which is a guiding light in our lives.
My faith is the cornerstone of my existence. I am an active member of the Catholic Church, where I find spiritual solace and purpose. In my church community, I am honoured to lead the music ministry, touching the hearts of congregants through the power of music. Additionally, I invest my time and energy working with the youth, adults guiding them on their spiritual journeys.
Community Engagement:
Beyond the church, I am deeply involved with the Knights of Columbus, a Catholic fraternity that emphasises charity, unity, fraternity, and patriotism. In my pass role as the State Membership Director, I work tirelessly to foster a sense of belonging and community among members statewide. At the district level, I serve as a director, ensuring the smooth operation of our initiatives. Locally, I am honoured to hold the esteemed position of Grand Knight, where I lead and inspire our members in serving the community and upholding the values we hold dear.
iCore Lending, Inc NMLS #1547623, California DFPI Finance Lenders Law License #60DBO-79265, California Real Estate Corporation DRE License Endorsement #02019879, Arizona Mortgage Banker License #1028700, Florida Mortgage Lender Servicer License #MLD2097 Oregon “Licensed by the Oregon Division of Financial Regulation of the Department of Consumer and Business Services. For consumer complaints, call us at 888-877-4894 or go to dfr.oregon.gov.” The posting of this notice complies with the requirements of ORS 725.160, 725A.032, 86A166, and 86A.309.Consumer Access Site.
©2021 “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE ATWWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
